Kotak Mahindra Bank Jobs In Delhi 2022 – Apply Online For Credit Manager Vacancy

Website Kotak Mahindra Bank


Credit Appraisal

·         Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities

·         Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training

·         Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

Stock on Hire: Increase in volume of business

·         Ensure that SOH increases(pl confirm if this applies to CM role )

NPA trend

·         Analyze the NPA trend like area, industry, sector etc.

·         Interact with Customers & understand the business and regularly monitor delinquencies / infants.

Infant loan which is less than 12 months NPA

·         Ensure qualitative portfolio

·         Ensure that there is no infant 12 months NPA


Daily tasks:

·         Daily accessing the loan file

·         Daily case discussion with Sales team

·         Preparing credit underwriting for the cases assigned

·         Personal discussion calls with customer financials & banking

·         Decision making with predefined TAT

·         Tele-verification calls to the customer

To apply for this job please visit hcbt.fa.em2.oraclecloud.com.